Festive budgeting and return to school planning

Since 2020 has been a tough year, we ought to be cautious about our spending habits. January month which for most individuals always seems like a year on its own, is right around the corner. So here are some tips for your guide into this festive season.

Make a list

Write down the items you need to buy and buy at your upcountry’s local stores. This reduces the luggage travel cost as well as promoting the stores your loved ones leave and probably depend on in your as absence.

Avoid impulse buying

I know a lot of things look really shiny this time of the year but if you had not intended to buy them or they are not within your budget. Leave them. Save that money.

Set aside money for school fees and other pressing expenses

With January on its way, You’d better set aside some money that will look cater your children’s education needs, and possibly your January’s rent.

Don’t overindulge in alcohol

In Kenya we work and drink hard. I appeal for moderated drinking this festive season, we still need you here next year. Don’t drink and drive, if you are drunk you’d better take a taxi home or sleep at your current location if possible.

Remember to give thanks

It’s a reason to give, extend a kind hand to your neighbors, and to the needy in the streets. Touch a heart this festive season.

Merry Christmas and Happy New Year

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